Why Do You Need The New Life Agency Assisted Reproduction Insurance Program®?

IVF costs in the United States are higher than any other country in the world. Assisted reproduction technology (ART) procedures are mostly specialized and not a covered benefit within your major medical insurance policy after the infertile diagnosis. Therefore your insurance cover may not apply to medical or ancillary claims arising out of IVF treatment.

1. IVF Procedures and complications. One in 100 U.S. babies are conceived every year by assisted reproductive procedures. One in 10 U.S. women of reproductive age has consulted a doctor for infertility issues. As 7% of women trying to have a baby fail to conceive after 12 months of unprotected intercourse, IVF is dramatically increasing. Claims, procedures and complications arising out of these staggering numbers inevitably increase as well.

2. Why do people buy the Assisted Reproduction Insurance Program® ? The thought of dealing with medical expenses arising out of in-clinic services and surgical procedures and the IVF treatment is daunting to the infertile patient. This program helps by contracting directly with the IVF Clinic to guarantee out of pocket costs and provide insurance when there is none and allows our clients the ability to concentrate on what matters most, trying to create their family.

3. Paying claims during your infertile treatment can be difficult and frustrating to manage. All claims will be managed through your Assisted Reproduction Insurance Program® Fund. You must stay in the network of providers and with the contracted IVF Clinic in our program. You should never pay claims directly.

4. Claims are aggressively managed through our Third Party Administrator. The claims administrators' duty is to achieve the highest negotiated rates to reduce your liability if injury or sickness complication claims arise.

5. Large network of medical providers. The network accesses one of the largest medical provider networks in the nation; offering cost savings based on agreed contracted network service provider rates.