tag:blogger.com,1999:blog-78235641590421943132024-02-19T02:56:58.077-08:00Start Right With New Life AgencyNew Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.comBlogger63125tag:blogger.com,1999:blog-7823564159042194313.post-20576025387429859902012-11-16T12:23:00.000-08:002012-11-16T12:25:35.195-08:00In The Face Of Healthcare Reform, New Life Offers Added IVF Resources, Savings<div style="text-align: center;">
<span style="font-family: Calibri;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Times New Roman;">
</span><i style="mso-bidi-font-style: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><strong><span style="font-size: large;">New Life Agency Adds Yet Another Program Provider, </span></strong></span></i></span></span></div>
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<span style="font-family: Calibri;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><i style="mso-bidi-font-style: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><strong><span style="font-size: large;">Pharmacy
Discounts to Patients with Donors</span><span style="mso-spacerun: yes;"> </span><o:p></o:p></strong></span></i></span></span></div>
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</span><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTwKyGGQ-9zq_22wGqGa5HMQ2xQWsHCnldvH6Wqrg_7UPfH_4b5P1uIic7eupxHc0LlgLpwf33s-inTnaO7BqxIPgC7O87e_b-4OY3gK30JEkpfKf9fqTge0RzmhVwUpNUopKtvl9KnYo/s1600/island-ivf.gif" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="41" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhTwKyGGQ-9zq_22wGqGa5HMQ2xQWsHCnldvH6Wqrg_7UPfH_4b5P1uIic7eupxHc0LlgLpwf33s-inTnaO7BqxIPgC7O87e_b-4OY3gK30JEkpfKf9fqTge0RzmhVwUpNUopKtvl9KnYo/s200/island-ivf.gif" width="200" /></a><span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;">New Life Agency</span></b><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"> is pleased
to announce the addition of Island Reproductive Services to their cutting-edge Assisted
Reproduction Insurance Program® (ARI). With the addition of Island Reproductive
Services, with centers in Staten Island and New Jersey, patients participating
in New Life ARI coverage programs can now choose from 12 preferred providers throughout
the East Coast and most of Southern California. <o:p></o:p></span></span><br />
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<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New
Life Agency continues to build its network of participating ARI centers in
their quest to bring assisted reproduction help within the reach of more and
more people hoping to build a family. According to Gary Hickox, New Life CEO, the
company’s revolutionary IVF insurance coverage is poised to play an even larger
role than it has already. <o:p></o:p></span></span></div>
<br />
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<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“With
the election behind us and the new Healthcare Reform ahead,” said Hickox, “it
seems inevitable that what limited IVF coverage exists in only 15 states today will
surely dwindle in 2014. Currently the Affordable Health Care Act does not
provide coverage for infertility, and it is not listed as an ‘Essential Health
Benefit’. <span style="mso-spacerun: yes;"> </span>As a result, many more couples
will face the heartbreak of infertility. New Life Agency shines a bright beacon
of hope, continuing to offer some of the best financial solutions in the
country for the ever-rising costs of IVF treatments, procedures and fertility
medications.”<o:p></o:p></span></span></div>
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<b style="mso-bidi-font-weight: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Unprecedented IVF Coverage<o:p></o:p></span></span></b></div>
<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New
Life Agency is the only company specializing exclusively in Assisted
Reproduction Insurance®.<span style="mso-spacerun: yes;"> </span>The
breakthrough ARI program provides a tremendous cost savings, as well as peace
of mind, to patients in need of in vitro fertilization (IVF).<span style="mso-spacerun: yes;"> </span>The average cost for IVF is roughly $12,000
and generally only provides for one cycle.<span style="mso-spacerun: yes;">
</span>The use of frozen embryos is typically not included in the cost and
could result in another $3,000 for a frozen embryo transfer (FET).<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span><br />
<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"></span></span><br />
<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Couples
with New Life’s ARI program pay one global fee upfront for their IVF
treatments. The ARI program plans include both FET, as well as fresh cycles,
and patients pay nothing else out of pocket for the entire 18 month program. Insurance,
consults, fertility treatment, testing and services are included within the
chosen plan.<o:p></o:p></span></span><br />
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<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“With
each new ARI Provider that joins our program, I see this industry partnering in
ways I have never seen before,” said Trish Taylor, President and Founder of New
Life Agency. “We are continually asking IVF doctors and pharmacies to share the
risk with us and negotiate their cash pay prices down to serve more patients
who cannot afford the help they need to create their family. We must all come
together– centers, pharmacies, and insurers like New Life – to fill the huge,
heartbreaking gap of zero infertility coverage being available to patients
through major medical.”<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
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<br />
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<b style="mso-bidi-font-weight: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Walgreens Partners with Pharmacy Care
Card®</span></span></b></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihotdPQV4nX9R5-CfNG9UrA7DXP0wD8i-mIpRj1VT1NUp1NfL-QjtWvnsYDIP4Ihes8OvS5MSKhoWr79y2786rOvsLVsGJpCqeQ-NZLo_gP9LmHttUOTlCXyYFMwJ2LGUO67JpYhAY4UY/s1600/Walgreens-Logo.png" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="44" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEihotdPQV4nX9R5-CfNG9UrA7DXP0wD8i-mIpRj1VT1NUp1NfL-QjtWvnsYDIP4Ihes8OvS5MSKhoWr79y2786rOvsLVsGJpCqeQ-NZLo_gP9LmHttUOTlCXyYFMwJ2LGUO67JpYhAY4UY/s200/Walgreens-Logo.png" width="200" /></a><b style="mso-bidi-font-weight: normal;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"></span></b><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">The
Fertility Pharmacy Care Card®, servicing patients for over three years, is
providing patients with donors the same extreme savings in medications. Patients
with donor cycles now save $100 discount for each $1,000 purchase of
stimulation medication through Walgreens. It’s easy to sign-up at
IVFInsuranceProgram.com. There is a one-time $25 fee for the card, offset by an
added bonus: Once enrolled, patients will receive a $25 Walgreens Gift Card to
use toward purchases at any Walgreens location. <o:p></o:p></span></span></div>
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<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Angela
was stressed when her first IVF procedure was unsuccessful. “My experience with
the Pharmacy Card was wonderful,” she reports. “Everyone was fast and expedited
my medications needed for the second try, and the after-hours pharmacist was
amazingly helpful.” Patient Angela is now a happy mom with twin girls!<o:p></o:p></span></span></div>
<br />
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<span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“In
this economy, families already feel financial stress. Now imagine adding the
stress of infertility,” said Hickox. “It’s wonderful to be able have our
company offer solutions to such huge challenges. New Life is changing the face
of the assisted reproduction industry by providing programs the doctors and
pharmacies can participate in to demonstrate their commitment to helping
patients.”<o:p></o:p></span></span></div>
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<span style="font-family: Calibri;"><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;">New
Life Agency has created a ground-breaking array of Assisted Reproduction
Insurance® products and programs. To find out more, visit</span><span style="color: black; font-size: 12pt;"><span style="color: black; mso-bidi-font-family: Calibri;"> <a href="http://www.newlifeagency.com/" target="_blank">www.newlifeagency.com</a></span></span><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p></o:p></span></span></div>
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New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-4466723834412540682012-10-18T15:26:00.000-07:002012-10-19T11:57:23.666-07:00First-Ever Global Newborn Twins Medical Insurance Announced<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-yVjJ8CTRBYKaFZ1PGw2d_tejLFASVmNWBkU68CcrxqXlB8RPjXvODPpeDkdSv19byRiQQDI2EjyIqOwcBHqBJrmnR37t_Y4b-s5GUWny5p_934wrC1f1iT6QANHE73lWlUFuOF8hAfY/s1600/Babies_Sleeping_WEB.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="133" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg-yVjJ8CTRBYKaFZ1PGw2d_tejLFASVmNWBkU68CcrxqXlB8RPjXvODPpeDkdSv19byRiQQDI2EjyIqOwcBHqBJrmnR37t_Y4b-s5GUWny5p_934wrC1f1iT6QANHE73lWlUFuOF8hAfY/s200/Babies_Sleeping_WEB.jpg" width="200" /></a><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“Newborn Twins
Insurance is a critical need in the fertility insurance marketplace,” stated
Trish Taylor, President and Founder of New Life Insurance Agency. “Parents around
the world are suffering financially today, and this insurance provides them protection
and peace of mind in the event of premature birth and other medical costs associated
with newborn twins.” <o:p></o:p></span></span><br />
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<span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"></span></b></span> </div>
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<span style="font-family: Calibri;"><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><a href="http://www.newlifeagency.com/" target="_blank">New Life Agency’s</a> Newborn Twins Insurance is the
only plan of its type in the world</span></b><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">, made possible by the company’s longstanding
relationship with the world’s specialist insurance market. The plan provides
coverage for twins born to parents who do not qualify for U.S. based medical
insurance as non-residents. The $50,000 premium buys $1 million worth of
coverage, with a $50,000 deductible. The deductible is fully refundable once
all deductible claims are paid for the twins medical expenses. <o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“There has
been a definite need for twins coverage in the marketplace as more and more
global parents choose twin births as a means to expand their families,” said
Gary Hickox, CEO of New Life Agency. “We listened to the marketplace and have
developed a specific insurance targeted to meeting the needs of those parents
and their babies worldwide.” <o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Top U.S.
and global surrogacy agencies are enthusiastic about the latest New Life
fertility insurance breakthrough.<o:p></o:p></span></span></div>
<br />
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<span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">“This twins insurance
plan is exactly what we’ve been asking New Life to create. We are thrilled with this new product and are sure that our international clients will be equally pleased with the protection and safety this policy provides</span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">.”<o:p></o:p></span></span></div>
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</div>
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 1;"> </span><i style="mso-bidi-font-style: normal;">Stuart Bell, CEO<o:p></o:p></i></span></span></div>
<i style="mso-bidi-font-style: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 2;"> </span>Growing Generations<o:p></o:p></span></span></i><br />
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“Once again New Life has
recognized a need and offered the right product.<span style="mso-spacerun: yes;"> </span>We are pleased that parents have the option
to minimize the potential burdensome costs of twins at an affordable
price.<span style="mso-spacerun: yes;"> </span>We will recommend this product to
our parents.<span style="mso-spacerun: yes;"> </span>Thank you, New Life.”</span></span></div>
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt 0.5in;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 2;"> K</span><i style="mso-bidi-font-style: normal;">aren
Synesiou, Co-Owner, Co-Director<o:p></o:p></i></span></span></div>
<i style="mso-bidi-font-style: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 2;"> </span>Center for Surrogate
Parenting<o:p></o:p></span></span></i><br />
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="font-family: Calibri;"><span lang="X-NONE" style="mso-bidi-font-family: Calibri; mso-bidi-font-size: 12.0pt;">“</span><span lang="X-NONE">This twins insurance plan adds another layer of protection for
individuals embarking on reproductive journeys in the United States.<span style="mso-spacerun: yes;"> </span>We are pleased that New Life has expanded
their insurance offerings to give our clients a breadth of choices in this ever
changing market.”</span></span></div>
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 2;"> </span><i style="mso-bidi-font-style: normal;">Melissa
Brisman, Owner<o:p></o:p></i></span></span><br />
<i style="mso-bidi-font-style: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-tab-count: 2;"> </span>Reproductive
Possibilities<o:p></o:p></span></span></i><br />
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"></span></span><br />
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">In
addition, New Life Agency announced today additions to their global single-baby
insurance, as well. <o:p></o:p></span></span><br />
<br />
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">The International Newborn Care Plan® – Platinum: $500,000 coverage
for a premium of $50,000<o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">The International Newborn Care Plan® – Gold: $250,000 coverage
for a premium of $25,000<o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">The International Newborn Care Plan® – Silver:<span style="mso-spacerun: yes;"> </span>$100,000 coverage for a premium of
$10,000 </span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">(New Life’s original coverage plan now christened as the Silver
Coverage</span></span></li>
</ul>
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">All of the
International Newborn Care Plan polices for single babies carry a $15,000
deductible. Just as with the twins insurance and the current International
Newborn Care policy, the deductible is fully refundable once all deductible
claims are paid for the babies medical expenses.<o:p></o:p></span></span></div>
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Prospective
parents can buy New Life’s singleton or twins coverage, and if there is a
change in the status of the pregnancy, can transfer to the appropriate plan. <o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“New Life
is the only insurance agency specializing in Assisted Reproduction Insurance®,”
said Hickox. “These plans join our broad array of cutting-edge insurance
programs, available today by speaking with New Life policy coordinators. These
new products follow our recent industry-shaking price cuts. Though we had not
increased premiums and deductible in four years, we announced savings of more
than 20% on our most popular plans – while medical costs increased a total of
65%. This strongly demonstrates how committed we are to continue leading the
way in providing truly revolutionary solutions to support people in expanding
their families.”<o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life’s
newborn twins and singletons medical coverage’s will be unveiled on October 22<sup>nd</sup>,
2012 at the 68<sup>th</sup> Annual American Society for Reproduction Medicine
(ASRM) Conference in San Diego.<span style="mso-spacerun: yes;"> </span>ASRM is
a multidisciplinary organization dedicated to the advancement of the art,
science, and practice of reproductive medicine.<o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">To find out
more about New Life Agency’s groundbreaking array of Assisted Reproduction
Insurance® products and programs, visit <a href="http://www.newlifeagency.com./"><u>www.NewLifeAgency.com</u>.<o:p></o:p></a></span></span></div>
New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-61157166948107504102012-10-04T12:48:00.000-07:002012-10-04T12:48:25.489-07:00New Life Agency Announces Unprecedented Price Cuts<h3 style="text-align: left;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Further Reduced Pricing Brings the Cost of IVF Insurance to All-Time
Low <o:p></o:p></span></h3>
<br />
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">For
countless couples across the globe hoping to build a family, New life Agency continues
to find new ways to make the wonders of today’s infertility treatment
technology increasingly accessible and affordable. <span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span><br />
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life’s
breakthrough Assisted Reproduction Insurance® (ARI) programs are unprecedented
in scope, providing coverage for maternity, in vitro fertilization
complications, intended parents, surrogates and egg donors.<span style="mso-spacerun: yes;"> </span>But what is also unprecedented are the
lengths the company goes through to put IVF within the reach of more hopeful
moms and dads everywhere. <o:p></o:p></span></span></div>
<br />
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
rocked the IVF insurance world in the Summer of 2012 with back-to-back price
cuts on major product offerings in June and July and then in August, the
introduction of their breakthrough IVF Insurance Plan Program®.<span style="mso-spacerun: yes;"> </span>The first of its kind in the U.S., the insurance
program not only provides coverage for complications of the IVF process itself
- it enables people to make payments over an 18-month period at 0% interest.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">With Fall
in the air, it’s obvious the company has earned its place as market creator,
market innovator and market leader and is the undisputed price leader, as well.
Future moms and dads will now realize even deeper savings on New Life’s premium
Surrogate Maternity Care</span><span style="font-size: 12pt; mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">®</span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"> programs!<o:p></o:p></span></span></div>
<br />
<div>
New Surrogate Maternity Care® pricing: </div>
<ul>
<li>$3,950 Surrogate Maternity Care® Silver (previously $5,000)</li>
<li>$5,950 Surrogate Maternity Care® Gold (previously $7,000)</li>
<li>$9,950 Surrogate Maternity Care® Platinum (previously $10,900)</li>
</ul>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“The prices
we’re offering on IVF plans and Surrogate Maternity programs are unheard of in
the industry. It’s an exciting development for prospective parents and the
medical community alike,” said Gary Hickox, New Life CEO. “Today’s medical science
and talented specialists can do more than ever before to help people realize
their dream of parenthood. <span style="mso-spacerun: yes;"> </span>Making that
happen is what we’ve always been about.” <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span></div>
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Global Reach<o:p></o:p></span></span></b><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">The savings
extend to future moms and dads the world over. What began as a mission targeted
to help people in the U.S. has taken on global proportions. “Our international
insurance programs are helping to produce healthy babies — and ecstatic new
parents — everywhere,” said Trish Taylor, Founder and President of New Life
Agency. “We just returned from the Alternative Parenting Show in London, where
we were able to reach out to people from so many different countries, all
looking to build a family.”<o:p></o:p></span></span></div>
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><br />
<b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Look to be Unveiled at ASRM <o:p></o:p></span></span></b><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
As it changes the face of Assisted Reproductive Insurance®, New Life has created a new face for itself. At the upcoming American Society for Reproductive Medicine Annual Meeting (ASRM) in San Diego October 20-24, in addition to its offering of revolutionary programs at incredible new prices, New Life will be unveiling its new look with an exciting new tradeshow booth and collateral materials. <br />
<br />
“What could be a more fitting symbol for New Life than, literally, a ‘tree of life’ composed of loving families — heterosexual couples, same-sex couples and individuals — who have made their dream of becoming a family, a reality,” said Taylor. <br />
<br />
New Life Agency has created a groundbreaking array of Assisted Reproduction Insurance® products and programs. To find out more, visit www.NewLifeAgency.<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">com<span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-70044080441781560542012-08-29T15:40:00.001-07:002012-08-29T15:40:09.822-07:00New Life Agency Launches Unprecedented 0% Interest IVF Payment Plan
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
Agency, Inc. has been a trailblazer in making infertility treatment available to
more and more people the world over. The company’s innovative Assisted
Reproductive Insurance Program® (ARI) has been nothing short of revolutionary
in its comprehensive, affordable coverage for maternity, in vitro fertilization
treatment, patients, intended parents, surrogates and egg donors. <o:p></o:p></span></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCVyA3qye6NMIwQBkbVg0aL59fRBMBZUXhYE6fMTD-vZ8iLUofGA8Ubm-QtUWnMBMDk2dSHsZlYGqOD33z4sFwVLqNBLgOpbbmQZSUPRVaFXMRFVSCunfNHQ6XKmQoHXQ9oH2y_2kb49E/s1600/zero-percent.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="142" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgCVyA3qye6NMIwQBkbVg0aL59fRBMBZUXhYE6fMTD-vZ8iLUofGA8Ubm-QtUWnMBMDk2dSHsZlYGqOD33z4sFwVLqNBLgOpbbmQZSUPRVaFXMRFVSCunfNHQ6XKmQoHXQ9oH2y_2kb49E/s200/zero-percent.jpg" width="200" /></a><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Now, immediately
following its recent dramatic price reductions across its broad offering of
insurance programs, New Life is once again breaking new ground. <b style="mso-bidi-font-weight: normal;"><u>It’s new IVF Insurance Payment Plan Program<sup>sm</sup>
is the only one of its kind in the U.S., and available to patients and hopeful
parents across the globe:</u></b> <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Under the
IVF Insurance Payment Plan Program: <o:p></o:p></span></span></div>
<br />
<ul style="margin-top: 0in;" type="disc">
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Couples pay $4,000 down, and $299 per month for 18 months, for
one IVF cycle.<o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">In-clinic benefits include: consultation, ovarian reserve
testing, semen testing, uterus testing, ultrasound examinations, hormonal
testing during stimulation, egg retrieval and embryo transfer, one serum
hCG level to determine pregnancy. <o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">If the initial IVF cycle does not result in a pregnancy, patients
can choose between two additional treatment options at no additional cost:
(1) Frozen embryo transfer cycles using all of the remaining frozen
embryos from the initial IVF cycle, or (2) Two additional fresh cycles
excluding frozen embryo transfers.<o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">$250,000 Complications Insurance<o:p></o:p></span></span></li>
<li class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt; mso-list: l0 level1 lfo1;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Patients choose their own physician, no ‘network’ restrictions<o:p></o:p></span></span></li>
</ul>
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“What we’re
offering is truly a first,” said Trish Taylor, New Life President and Founder.
“An insurance program that not only covers the in vitro fertilization, but also
complications that may occur – with a no-interest payment plan. Our claims
division and customer care advocates will contract with any physician of the
patients choice in the U.S. so patients do not have to choose from a list of
‘in-network’ IVF specialists; And to offer additional savings patients may also
receive $100 discount on each $1,000 of stimulation medication through our
Fertility Pharmacy Care Card®, which is in itself a tremendous savings.” <o:p></o:p></span></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;"><span style="mso-spacerun: yes;"> </span>“The bottom line for us has always been to
find new ways to bring infertility technology within reach of people everywhere
by offering more choices and greater affordability. We are continually rolling
out new products that are entirely unique in the marketplace,” added Gary
Hickox, New Life CEO.<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
Agency will unveil the program at the Alternative Parenting Show in London,
England on Saturday, September 15, 2012. The one-day event is the largest show
of its kind, with a host of exhibitors, seminars and industry experts on hand
to provide information and support to same-sex couples, heterosexual couples
and individuals dreaming of having a family. <o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“It’s our
first appearance at the London Show, and an important step for us,” said
Hickox, “50 percent of the couples we serve reside outside the U.S. The global
reach of New Life Agency is allowing us to help create healthy families in
countries around the world.”<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
Agency has created a groundbreaking array of Assisted Reproduction Insurance®
products and programs. To find out more, visit <u><a href="http://www.newlifeagency.com/">www.NewLifeAgency.com</a></u><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-71389921040885339742012-08-02T12:34:00.001-07:002012-08-02T12:34:10.295-07:00New Life Agency Announces Even More Price Reductions<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqsa73IiV-LwXdCynAo5W0IJ-j-pj1GR6HmS04H-AmQJ5MvpR-AOxRBUtD1Ynwqs1G1c1V_R6lUeGLMKd6v3VQdUNkoQhHfoUFxJhmsduvx_HWKOIDhqBsvjcgB24nILPYh6LV0zpJmJM/s1600/big+news.jpg" imageanchor="1" style="clear: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgqsa73IiV-LwXdCynAo5W0IJ-j-pj1GR6HmS04H-AmQJ5MvpR-AOxRBUtD1Ynwqs1G1c1V_R6lUeGLMKd6v3VQdUNkoQhHfoUFxJhmsduvx_HWKOIDhqBsvjcgB24nILPYh6LV0zpJmJM/s1600/big+news.jpg" /></a><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">On the heels
of recent price reductions on many of its innovative insurance plans, <b style="mso-bidi-font-weight: normal;">New Life Agency</b> has announced it is
offering dramatic savings on three more of its major product offerings – all
designed to put the latest fertility technology within the reach of hopeful
couples everywhere.<o:p></o:p></span></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<br /></div>
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
offers the most comprehensive fertility insurance in the world, providing
Assisted Reproductive Insurance® for maternity, in vitro fertilization
complications, patients, intended parents, surrogates and egg donors.<span style="mso-spacerun: yes;"> </span>The company services all facets of the
process – applications, underwriting, approvals and issuance of certificates of
coverage. <o:p></o:p></span></span><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“The sole
purpose this company was founded in 1998 was to help people create healthy
families,” said Gary Hickox, New Life CEO. “The plans we’ve developed have been
nothing short of revolutionary, and we’ve strived to make the cost affordable
to families dealing with infertility or in need of a surrogate. Today, families
are facing added economic challenges, so we’re putting our money where our
mouth is. It’s extremely rare to see price reductions such as this in the insurance
industry.”<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">In addition
to previously announced price reductions on its Egg Donor Cycle Insurance,
Surrogate Maternity Care® Insurance, Surrogate Maternity Care Card®, Surrogate
Accidental Death Insurance®, International Newborn Care Card®, and Back-Up
Plans, New Life announces these important changes:<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<br /></div>
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 38.05pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Surrogate Maternity Comprehensive
Care Plan</span></b><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">
<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Verdana;">Guaranteed fixed premium until you reach a successful pregnancy up to
26 weeks</span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Verdana;">Multiple cycles insurance included</span><span style="color: black; font-size: 12pt; mso-bidi-font-family: Calibri;"> </span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Coverage expanded to Worldwide Treatment<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Reduced from $16,500 to $15,700 – a $1,050 savings<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 38.05pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">International Newborn
Care Plan</span></b><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">
<b style="mso-bidi-font-weight: normal;">(INC)</b><o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Coverage for international residents not living in the U.S.<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Coverage expanded – previously strictly catastrophic care, now covers
well-baby care.<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Reduced from $10,750 to $10,000<o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 38.05pt; mso-add-space: auto; mso-list: l0 level1 lfo1; text-indent: -0.25in;">
<span style="font-family: Symbol; font-size: 12pt; mso-bidi-font-family: Symbol; mso-fareast-font-family: Symbol;"><span style="mso-list: Ignore;">·<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><b style="mso-bidi-font-weight: normal;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Egg Donor Coverage</span></b><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p></o:p></span></div>
<br />
<div class="MsoNormalCxSpMiddle" style="line-height: normal; margin: 0in 0in 0pt 74.05pt; mso-add-space: auto; mso-list: l0 level2 lfo1; text-indent: -0.25in;">
<span style="font-family: "Courier New"; font-size: 12pt; mso-fareast-font-family: "Courier New";"><span style="mso-list: Ignore;">o<span style="font-size-adjust: none; font-stretch: normal; font: 7pt/normal "Times New Roman";">
</span></span></span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">Coverage expanded to Worldwide Treatment including egg donors in Canada<o:p></o:p></span></div>
<o:p><span style="font-family: Calibri;"> </span></o:p><br />
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“New Life
Agency will continue to respond to the needs of the marketplace and, most
importantly, to the dreams of people wanting to build a family,” said Trish
Taylor, New Life President and Founder. “We are continually looking for new
ways to provide new opportunities in both products and pricing.”<o:p></o:p></span></span></div>
<br />
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<br /></div>
<div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;">
<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
Agency has created a groundbreaking array of Assisted Reproduction Insurance®
products and programs. To find out more, visit </span></span><a href="http://www.newlifeagency.com/"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="color: blue; font-family: Calibri;">www.NewLifeAgency.com</span></span></a><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p></o:p></span></div>
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<br /></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-7439967268502917012012-07-09T10:26:00.000-07:002012-07-09T10:26:51.220-07:00Birth announcements April and May 2012<h2 class="MsoNormal" style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none; margin: 0in 0in 10pt;">
<span style="color: red;"><span style="color: black;">New Life Agency, Inc. Proudly Announces April and May Births. Congratulations to our happy families and Thank You for allowing us to be part of your amazing journey!</span></span></h2>
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<span style="color: red;"></span> </h2>
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<span style="font-family: Calibri;"><b><span style="color: red;">April 2012</span></b><span style="color: black;"></span></span></div>
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<a href="https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcQRD_IgMdGWIlWEZ6dsNZjDyO_Wv8hroiRb9ZLXIItfJibwlqYF" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" class="rg_i" data-src="https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcQRD_IgMdGWIlWEZ6dsNZjDyO_Wv8hroiRb9ZLXIItfJibwlqYF" data-sz="f" height="140" name="KqIC4YL7yy1glM:" onload="google.stb.csi.onTbn(0, this)" src="https://encrypted-tbn2.google.com/images?q=tbn:ANd9GcQRD_IgMdGWIlWEZ6dsNZjDyO_Wv8hroiRb9ZLXIItfJibwlqYF" width="211" /></a></div>
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<span style="color: black;"><span style="font-family: Calibri;">Ramon born April 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Christian born April 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Tess born April 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Yan born April 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Fillip & Nikolaj born April 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Mai & Masaki born April 2012</span></span></div>
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<span style="font-family: Calibri;"><b><span style="color: red;">May 2012</span></b><span style="color: black;"></span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Allegra born May 2012</span></span></div>
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<a href="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcQW7ahgsPK4jLwIDP13FsE637YIyR7lT4X2z7AAz3OItq7Fuw-Ylw" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img alt="" border="0" class="rg_hi uh_hi" data-height="138" data-width="208" height="138" id="rg_hi" src="https://encrypted-tbn1.google.com/images?q=tbn:ANd9GcQW7ahgsPK4jLwIDP13FsE637YIyR7lT4X2z7AAz3OItq7Fuw-Ylw" style="height: 138px; width: 208px;" width="208" /></a><span style="color: black;"><span style="font-family: Calibri;">Stella born May 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Calum born May 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Anna born May 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Joanas born May 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Abril born May 2012 </span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Silvana & Bianca born May 2012</span></span></div>
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<span style="color: black;"><span style="font-family: Calibri;">Alea & David born May 2012</span></span></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-32963760483580447702012-06-28T16:50:00.000-07:002012-06-28T16:51:14.107-07:00New Life Agency Has Dramatically Reduced Prices on Insurance Programs<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlBe-5jzN9U_m8wwgTu_4vQwVfxYR98zGq6uyBYfVrOB1FZdMcidKwPv0P9DqElFLDgxbVSwDf_5Ii9r80a7kcK_g1CyrRJDoWCB9nybH9R_KVYTc6pWipPxpfzxeDH7KMgTe8aubLcDw/s1600/TreeArtSmall_wLogo_web.jpg" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjlBe-5jzN9U_m8wwgTu_4vQwVfxYR98zGq6uyBYfVrOB1FZdMcidKwPv0P9DqElFLDgxbVSwDf_5Ii9r80a7kcK_g1CyrRJDoWCB9nybH9R_KVYTc6pWipPxpfzxeDH7KMgTe8aubLcDw/s200/TreeArtSmall_wLogo_web.jpg" width="126" /></a><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life
Agency, Inc. has made the latest infertility technology even more accessible to
couples wanting to build a family. The company has dramatically reduced prices
on a number of its revolutionary discount and insurance products, it was
announced today by Gary Hickox, CEO of New Life Agency.<o:p></o:p></span></span><br />
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<span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">New Life
Agency provides Assisted Reproduction Insurance® for maternity, in vitro
fertilization complications, intended parents, surrogates and egg donors.<span style="mso-spacerun: yes;"> </span>New Life offers the </span><span style="font-size: 12pt; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";">most comprehensive fertility and maternity medical insurance programs
in the world and </span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">services all facets of the insurance process – from the application
process and underwriting to approvals and issuance of certificate coverage. </span><span style="font-size: 12pt; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
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<span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";">Since opening its doors in 1998, </span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">New Life Agency has helped
parents welcome over 1,700 babies into their families, processing over 100,000
claims and paying over $20 million in benefits. Even though the company has
always offered unprecedented coverage at a cost designed to bring infertility
care within the reach of the hopeful couples everywhere, the decision was made
to reduce program prices even further.<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span><o:p></o:p></span></span></div>
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<span style="font-size: 12pt;"><span style="font-family: Calibri;">“In the 14 years we’ve been in business,
our market place has evolved substantially from surrogacy to serving the broader
infertility market,” said Hickox.<span style="mso-spacerun: yes;"> </span>“And
as the market has evolved, there are people of varying economic means faced
with the infertility challenge.<span style="mso-spacerun: yes;"> </span>We took
this pricing action to make our product more affordable across the board for
families challenged either by infertility or those in need of a surrogate.” <o:p></o:p></span></span></div>
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<u><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Program Price reductions
include:<o:p></o:p></span></span></u></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$195 Egg Donor Only Cycle Insurance(SM) (was $245)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
<br />
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$345 Egg Donor Recipient Cycle Insurance(SM) (was $395)<o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$395 Surrogate Accidental Death Insurance® (was $595)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$1,995 Surrogate Maternity Care Card® (was $3,495 - $4,495)<o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$1,995 International Newborn Care Card® Singleton (was $2,995)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$2,995 International Newborn Care Card® Twins (was $3,995) </span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$3,995 International Newborn Care Card® Triplets (was $4,995) </span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$4,995 International Newborn Care Card® Quadruplets (was $5,995)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$5,000 Surrogate Maternity Care® Silver (was $6,050)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$7,000 Surrogate Maternity Care® Gold (was $8,050)<o:p></o:p></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$10,900 Surrogate Maternity Care® Platinum (was $11,950)<o:p></o:p></span></div>
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<span style="font-family: Calibri;"><span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">100% REFUND is offered on all Surrogate Maternity
Care® plans above if no confirmation of pregnancy occurs.</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></div>
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">New Life Agency has even reduced prices on their
Back Up Plans. With a Back Up Plan in place, a portion of the pregnancy costs
would be paid by New Life if the insured’s health insurance denies coverage for
surrogacy. The premium is 100% refundable, minus a required broker fee, if the
Backup Plan is not activated. <o:p></o:p></span></span></div>
<span style="font-family: Calibri;"><u><span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"></span></u></span><br />
<span style="font-family: Calibri;"><u><span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">BACK UP PLAN Price Reductions:</span></u><u><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></u></span><br />
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";">$5,000 Back Up Plan- If
plan is not activated 100% of premium is refunded less the $1,500 Broker Fee (was
$6,050)<o:p></o:p></span></div>
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<span style="font-family: Calibri;"><span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold;">$7,000 Back Up
Plan- If plan is not activated 100% of premium is refunded less the $1,500
Broker Fee (was $8,050)</span><span style="mso-bidi-font-family: Calibri; mso-fareast-font-family: "Times New Roman";"><o:p></o:p></span></span></div>
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<span style="mso-bidi-font-family: Calibri; mso-bidi-font-weight: bold; mso-fareast-font-family: "Times New Roman";"><span style="font-family: Calibri;">$10,900 Back Up Plan- If plan is not activated 100%
of premium refunded less $1,500 Broker Fee (was $11,950)<o:p></o:p></span></span></div>
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<span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><o:p><span style="font-family: Calibri;"> </span></o:p></span><span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">“</span><span style="font-size: 12pt;">We want peace of mind protection to be affordable,” said
Trish Taylor,</span><span style="font-size: 12pt; mso-bidi-font-family: Calibri;">
President and Founder of New Life Agency.</span><span style="font-size: 12pt;">
“By reducing our prices, this will allow us to help create more families than
ever before.” <o:p></o:p></span></span></div>
<br />
<span style="font-family: "Calibri","sans-serif"; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-family: "Times New Roman"; mso-bidi-language: AR-SA; mso-fareast-font-family: Calibri; mso-fareast-language: EN-US;">New
Life Agency offers more Assisted Reproduction Insurance</span><span style="font-family: "Calibri","sans-serif"; font-size: 12pt; line-height: 115%; mso-ansi-language: EN-US; mso-bidi-font-weight: bold; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">® products and
programs directly related to IVF Insurance for infertile patients. To find out
more information got to <a href="http://www.newlifeagency.com/">www.NewLifeAgency.com</a></span>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-34372806663543547842012-06-06T07:30:00.001-07:002012-06-06T07:30:05.835-07:006 Reasons Why You Might Need The New Life Agency International Newborn Care Triplets CardHealth care costs are different in the United States than other countries around the world. The United States health care system is principally funded through private insurance. Reciprocity between countries which both have socialized health care does not occur in the United States. Therefore, coverage you may have on you or your family will not apply to your newborn(s) in the United States.<br />
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<img alt="" border="0" height="130" src="http://www.newlifeagency.com/images/content/subhead2.jpg" width="506" /><br />
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<strong>1. Higher risk on IVF newborn. </strong><br />
<strong></strong><br />
Claims for babies born through Surrogacy or IVF pregnancies have a 30% higher claims risk ratio. This plan Offers discounted rates on all Newborn Triplets Care Medical Provider and Facility Costs. <br />
<br />
<strong>2. Why do people buy the International Newborn Care Triplets Card?</strong><br />
<br />
The thought of dealing with newborn triplets medical expenses can be daunting for people who do not have coverage in the US. The newborn triplets' claims expense is the largest financial exposure you will have while moving through the process of creating your family. This program alleviates the burden of dealing with hospitals and providers directly and our clients can concentrate on what matters most, being with their new babies. They can be confident that we are working to get them the largest possible savings on their claims. <br />
<br />
<strong>3. Paying claims during your stay in the United States and after you have returned home is difficult to manage.</strong><br />
<strong></strong><br />
Claims processing may take several months to adjudicate. All claims will be managed through your Claims Fund Account. Neither you nor your surrogate will ever pay claims directly on your newborn triplets. An explanation of benefits with claims detail is issued every time a claim is paid from your Claims Fund Account and is available upon your request. Information regarding payments made from your Claims Fund Account and is available upon your request and online. <br />
<br />
<strong>4. Claims are aggressively discounted through our third party administrator. </strong><br />
<strong></strong><br />
The claims administrators' duty is to achieve the highest negotiated rates to reduce your liability when complications or well-baby claims arise. <br />
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<strong>5. Refund of Enrollment Fee. </strong><br />
<strong></strong><br />
If total loss occurs any time during pregnancy or stillborn and no claims have occurred a $3000.00 refund will be issued on the International Newborn Care Triplets Card. <br />
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<strong>6. Large network of medical providers. </strong><br />
<br />
The network accesses one of the largest medical provider networks in the nation; offering cost savings based on agreed contracted network service provider rates.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-16285528725458881332012-05-25T06:30:00.002-07:002012-05-25T06:30:03.902-07:00Welcome International Future FamiliesWe understand how difficult it is to manage your surrogacy journey from afar. Don't let insurance get in the way.<br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUoQ58z0MH1qMa4cPbQhyphenhyphenWSxzzyNWRPwfn_DXd853DqofiMKR8L_cRGccXRnEEe-Y9s2gqx-hEd4Po6GWFbtYNiGs1L6X3s-YGyVBHMTJR5vSKlhHcpkclmPY40HALs2E0ojfTnbb3Uqg/s1600/TreeArtLogoSmall_wLogo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" nda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUoQ58z0MH1qMa4cPbQhyphenhyphenWSxzzyNWRPwfn_DXd853DqofiMKR8L_cRGccXRnEEe-Y9s2gqx-hEd4Po6GWFbtYNiGs1L6X3s-YGyVBHMTJR5vSKlhHcpkclmPY40HALs2E0ojfTnbb3Uqg/s320/TreeArtLogoSmall_wLogo.jpg" width="201" /></a></div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;"><br />
</div><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;">New Life Provides All of the Services Below:</div><table border="0" cellpadding="0" cellspacing="0" class="bulletbox" style="width: 504px;"><tbody>
<tr><td align="left" valign="top">*</td><td valign="top"><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;">Easy online applications.</div></td></tr>
<tr><td align="left" valign="top">*</td><td valign="top"><div style="border-bottom: medium none; border-left: medium none; border-right: medium none; border-top: medium none;">We pay all surrogate and newborn claims for you guaranteed within 30 days.</div></td></tr>
<tr><td align="left" valign="top">*</td><td valign="top">We offer the only International Newborn Insurance in the world.</td></tr>
<tr><td align="left" valign="top">*</td><td valign="top">Access to provider discounts of up to 60% (0%-60%) on all maternity claims. </td></tr>
<tr><td align="left" valign="top" width="13">*</td><td valign="top">Easy pay by wire transfer and by credit card.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Enrollment processing to include Insurance Care Card.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Program Verification and service calls to providers.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Access to an extensive PPO network of Hospitals and Physicians in most states.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Claim processing to include re-pricing and aggressive discount negotiations, if necessary.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Explanation of Discount provided for each claim clearly detailing the amount due to the providers of service.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Electronic or Paper notification of claims processed.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Fully staffed Toll-Free Customer Care Line.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>Assistance in coordination between provider and client to ensure all claims are paid timely and accurately.</td></tr>
<tr><td align="left" valign="top" width="13">*</td><td>24 hour emergency hotline</td></tr>
</tbody></table><br />
<h2><img alt="" border="0" height="9" src="http://www.newlifeagency.com/images/content/bullet.gif" width="8" /> <span style="font-size: small;">Insurance offerings:</span></h2><br />
<table border="0" cellpadding="0" cellspacing="2" style="width: 371px;"><tbody>
<tr><td valign="top"><strong>::</strong></td><td><span class="orange_links"><a href="http://www.newlifeagency.com/ivf/egg_donor.cfm">Egg Donor and Recipient Coverage</a></span></td></tr>
<tr><td valign="top"><strong>::</strong></td><td><span class="orange_links"><a href="http://www.newlifeagency.com/surrogate_maternity/index.cfm">Surrogate Prenatal and Delivery Maternity Coverage</a></span></td></tr>
<tr><td valign="top"><strong>::</strong></td><td><span class="orange_links"><a href="http://www.newlifeagency.com/international/newborn.cfm">International Newborn Coverage</a></span></td></tr>
</tbody></table><br />
<br />
Contact New Life Today!<br />
Policy Coordination and Sales<br />
Phone: 877-952-LIFE (5433)<br />
Fax: 877-952-5589<br />
E-mail: <a class="orange_links" href="mailto:info@newlifeagency.com">info@newlifeagency.com</a><br />
Web: <a class="orange_links" href="http://www.newlifeagency.com/index.cfm">http://www.newlifeagency.com/index.cfm</a>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-86709001287203801022012-05-15T08:00:00.001-07:002012-06-25T11:31:47.358-07:00Save Thousands of Dollars on Your Surrogacy Process with New Life Agency's Exclusive Maternity and IVF Insurance Program<div align="center" class="separator" style="margin: 0in 0in 0pt; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7h-3I3YKhcUtEc0MUKXxMenNrF5Cu0qJbGjqohWQ9kbDzsyJq2gEkC8pAFOa-QEyVCY42GbKI6tWI_77eem18qrXenzgmZYTrpCg9-khNaqXfxKAJRWZaROITPjkTZlbC3ZtJyw1DRBM/s1600/pfc-walgreens-banner.jpg" title="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi7h-3I3YKhcUtEc0MUKXxMenNrF5Cu0qJbGjqohWQ9kbDzsyJq2gEkC8pAFOa-QEyVCY42GbKI6tWI_77eem18qrXenzgmZYTrpCg9-khNaqXfxKAJRWZaROITPjkTZlbC3ZtJyw1DRBM/s1600/pfc-walgreens-banner.jpg"><span style="text-decoration: none;"><shapetype coordsize="21600,21600" filled="f" id="_x0000_t75" o:preferrelative="t" o:spt="75" path="m@4@5l@4@11@9@11@9@5xe" stroked="f"><stroke joinstyle="miter"></stroke><formulas><f eqn="if lineDrawn pixelLineWidth 0"></f><f eqn="sum @0 1 0"></f><f eqn="sum 0 0 @1"></f><f eqn="prod @2 1 2"></f><f eqn="prod @3 21600 pixelWidth"></f><f eqn="prod @3 21600 pixelHeight"></f><f eqn="sum @0 0 1"></f><f eqn="prod @6 1 2"></f><f eqn="prod @7 21600 pixelWidth"></f><f eqn="sum @8 21600 0"></f><f eqn="prod @7 21600 pixelHeight"></f><f eqn="sum @10 21600 0"></f></formulas><path gradientshapeok="t" o:connecttype="rect" o:extrusionok="f"></path><lock aspectratio="t" v:ext="edit"></lock></shapetype></span></a></div>
<div class="separator" style="clear: both; text-align: center;">
<img align="center" alt="HRC fertility & Walgreens Logo Image" border="0" height="88" hspace="6" src="http://www.newlifeagency.com/images/content/hrcf.jpg" vspace="10" width="506" /></div>
<h3 style="color: #fb7b3e; font-size: 12px; font-variant: small-caps; font-weight: bold; margin-bottom: 0.83em; margin-left: 0px; margin-right: 0px; margin-top: 0.83em;">
FERTILITY PHARMACY CARE CARD®</h3>
<ul style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;">
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">$100 Discount for each $1,000 purchase of stimulation medication*</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">$30.00 savings on Crinone® 8% (progesterone gel)**</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">$20.00 savings on Prenate DHA or Prenate Elite Prenatal Vitamins</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">$100 savings on total order of egg donor medications (must include stimulating medication)*</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">$25.00 Gift Card for any Walgreens location</li>
</ul>
<div style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;">
<em>* Gonal-f medication excluded; egg donation medication savings cannot be used with IVF discount; **Crinone® 8% savings cannot be used with any other coupon.</em></div>
<h3 style="color: #fb7b3e; font-size: 12px; font-variant: small-caps; font-weight: bold; margin-bottom: 0.83em; margin-left: 0px; margin-right: 0px; margin-top: 0.83em;">
<span class="Apple-style-span" style="color: black; font-size: small; font-variant: normal; font-weight: normal;"><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;"><img alt="" border="0" height="9" src="http://www.newlifeagency.com/images/content/bullet.gif" style="cursor: move;" width="8" /> </strong></span>MANAGE: <span class="Apple-style-span" style="color: black; font-size: small; font-variant: normal; font-weight: normal;"><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;">Assisted Reproduction Insurance Program® Cost </strong></span></h3>
<ul style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;">
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">One-time payment covers entire fertility program</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">Patients do not have to pay claims - all claims are managed through ARI Program</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">Patients continue treatment until success within the Program Plan</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">Insurance benefits</li>
<li style="color: #000008; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; list-style-type: disc; margin-left: -25px; text-align: left;">IVF Clinic to help guarantee out-of-pocket costs and provide insurance when there is none</li>
</ul>
<a href="http://www.blogger.com/blogger.g?blogID=7823564159042194313" name="arc1"></a><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;"><img alt="" border="0" height="9" src="http://www.newlifeagency.com/images/content/bullet.gif" width="8" /> Assisted Reproduction Insurance Program® Cost </strong><br />
<table bgcolor="#fda880" border="0" cellpadding="8" cellspacing="1" class="boxtext" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 10px; line-height: 15px; text-align: left;"><tbody>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>Medical Plan Options</strong></td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="top" width=""><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;">ARI PLATINUM</strong><br />
<span style="font-size: smaller;">Three IVF and all related FET's</span></td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="top" width=""><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;">ARI GOLD</strong><br />
<span style="font-size: smaller;">Two IVF and all related FET's</span></td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="top" width=""><strong class="orange" style="color: #fb7b3e; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px;">ARI SILVER</strong><br />
<span style="font-size: smaller;">One IVF and all related FET's</span></td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN A</strong><br />
Patient</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$22,270</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$19,620</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$13,770</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN B</strong><br />
Patient and Egg Donor</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$28,470</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$25,620</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$18,720</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN C</strong><br />
Patient and Surrogate</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$30,470</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$27,620</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$18,720</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN D</strong><br />
Surrogate and Egg Donor</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$28,970</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$26,120</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$18,720</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN E</strong><br />
Comprehensive Surrogate IVF and Maternity Insurance Plan</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$45,050</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$41,200</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$33,300</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN F</strong><br />
Comprehensive Surrogate and Egg Donor IVF and Maternity Insurance Plan</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$43,550</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$40,700</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$33,300</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN G</strong><br />
Comprehensive Patient IVF and Maternity Insurance Plan</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$36,850</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$34,200</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$28,350</td></tr>
<tr style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;"><td bgcolor="#fed9b3" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width=""><strong>PLAN H</strong><br />
Comprehensive Patient and Egg Donor IVF and Maternity Insurance Plan</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$43,050</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$40,200</td><td align="center" bgcolor="#fff0e1" style="color: black; font-family: Verdana, Arial, Helvetica, sans-serif; font-size: 11px; line-height: 18px; text-align: left;" valign="middle" width="">$33,300</td></tr>
</tbody></table>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-66615429883021437742012-05-03T09:00:00.001-07:002012-05-03T09:00:09.088-07:00New Life Agency: Processed Over 100,000 Claims ~ Paid over $20,000,000 in Benefits<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5PgatfaawdX1n_gfegpSA8NWtPL0YaIQV9axXHAMjgnQWpi_amK2mCne1pTzhdrDm6qL1WcDtkQQG9oW6dMSBh0zGoTU_wXQkx-nhuKD2vHD4kceTwoOJHnQiHYzTsaGIDuxdkeCMKiQ/s1600/baby.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" nda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5PgatfaawdX1n_gfegpSA8NWtPL0YaIQV9axXHAMjgnQWpi_amK2mCne1pTzhdrDm6qL1WcDtkQQG9oW6dMSBh0zGoTU_wXQkx-nhuKD2vHD4kceTwoOJHnQiHYzTsaGIDuxdkeCMKiQ/s1600/baby.jpg" /></a></div><span style="color: #6c6c6f; font-family: Tahoma, Geneva, sans-serif; font-size: 18px;"><a href="http://www.newlifeagency.com/" target="_blank">Our New Life Agency Mission</a></span><br />
<span style="color: #6c6c6f; font-family: Tahoma, Geneva, sans-serif; font-size: 18px;"></span><br />
New Life's core belief is that healthy babies are born to healthy families. To help ensure healthy babies we provide the best and most comprehensive fertility and maternity medical insurance programs in the world, which allows for the best fertility and maternity medical care for women in the world.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-59107031357210935392012-04-23T13:03:00.003-07:002012-04-23T13:03:00.964-07:00New Life Agency has Helped Welcome Over 1,700 Babies!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrq0jMlOgCWPRTDenz9oRxIs0rmQIk5W2SJ7r85UvVPx_HNBpHPQI0i7rxcdp0ARKuIgjtvcdL4SXbooa_ONDzxuyw3k3mLd7tLAHU2M1wG9i5M0xuVn0wM2ulHws9MrTJweK1q0SrfW8/s1600/welcome_baby.jpg" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" nda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjrq0jMlOgCWPRTDenz9oRxIs0rmQIk5W2SJ7r85UvVPx_HNBpHPQI0i7rxcdp0ARKuIgjtvcdL4SXbooa_ONDzxuyw3k3mLd7tLAHU2M1wG9i5M0xuVn0wM2ulHws9MrTJweK1q0SrfW8/s1600/welcome_baby.jpg" /></a></div><span style="font-size: medium;">Meet The Newest Babies <br />
In Our New Life Family</span><br />
<div align="left" style="padding-top: 5px;"><span style="color: #f68724;">Collier & Kriss</span> Born February 2012<br />
<span style="color: #f68724;">Teressa</span> Born February 2012<br />
<span style="color: #f68724;">Wyman & Evan</span> Born February 2012<br />
<span style="color: #f68724;">McAtee</span> Born February 2012<br />
<span style="color: #f68724;">Gilbert</span> Born March 2012<br />
<span style="color: #f68724;">Wilcox, Carter and Mac</span> Born March 2012<br />
<span style="color: #f68724;">Uriol</span> Born March 2012<br />
<span style="color: #f68724;">Maya and Saar</span> Born March 2012<br />
<span style="color: #f68724;">Benjamin and Tina</span> Born March 2012</div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com1tag:blogger.com,1999:blog-7823564159042194313.post-91463080729369623902012-04-13T22:13:00.000-07:002012-04-13T22:13:37.597-07:00NEW LIFE AGENCY TO BRING NEW HOPE TO EVEN MORE INFERTILE COUPLES IN SOUTHERN CALIFORNIA<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUoQ58z0MH1qMa4cPbQhyphenhyphenWSxzzyNWRPwfn_DXd853DqofiMKR8L_cRGccXRnEEe-Y9s2gqx-hEd4Po6GWFbtYNiGs1L6X3s-YGyVBHMTJR5vSKlhHcpkclmPY40HALs2E0ojfTnbb3Uqg/s1600/TreeArtLogoSmall_wLogo.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="320" qda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUoQ58z0MH1qMa4cPbQhyphenhyphenWSxzzyNWRPwfn_DXd853DqofiMKR8L_cRGccXRnEEe-Y9s2gqx-hEd4Po6GWFbtYNiGs1L6X3s-YGyVBHMTJR5vSKlhHcpkclmPY40HALs2E0ojfTnbb3Uqg/s320/TreeArtLogoSmall_wLogo.jpg" width="201" /></a></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-family: Calibri;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><b style="mso-bidi-font-weight: normal;">New Life Agency</b> is pleased to announce the addition of HRC Fertility, the largest IVF center west of the Mississippi, to their revolutionary Assisted Reproduction Insurance Program® (ARI). </span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">HRC Fertility has eight Southern California locations in Encino, Fullerton, Laguna Hills, Newport Beach, Oceanside, Pasadena, Westlake Village and West Los Angeles, bringing today’s advanced in vitro fertilization (IVF) technology within reach of millions more hoping to build a family.<span style="mso-spacerun: yes;"> </span></span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">Now with 11 ARI preferred provider centers in the New York/New Jersey Area and much of Southern California, New Life Agency continues to build its network of ARI centers helping patients with infertility and providing IVF insurance programs.</span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">While California is one of only 15 states mandating that group healthcare insurers offer coverage of infertility treatment, coverage for IVF is not required. IVF is a complex, specialized – and costly – process. As a result, many group health plans either exclude or severely limit coverage for what may be the last hope for many people faced with the heartbreak of infertility. <span style="mso-spacerun: yes;"> </span>New Life Agency offers some of the best financial solutions in the country for the ever-rising costs of IVF treatments, procedures and fertility medications to patients suffering from infertility.</span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life Agency is the only company specializing exclusively in Assisted Reproduction Insurance®.<span style="mso-spacerun: yes;"> </span>The breakthrough ARI program provides a tremendous cost savings, as well as peace of mind, to patients in need of in vitro fertilization (IVF).<span style="mso-spacerun: yes;"> </span>The average cost for IVF is roughly $12,000 and is generally only for one cycle.<span style="mso-spacerun: yes;"> </span>The use of frozen embryos is typically not included in the cost and could result in another $3,000 for a frozen embryo transfer (FET).<span style="mso-spacerun: yes;"> </span><span style="mso-spacerun: yes;"> </span></span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">People with New Life’s ARI program pay one global fee upfront for their IVF treatments. The ARI program includes both FET, as well as fresh cycles, and patients pay nothing else out of pocket for the entire IVF fertility program (18 months and includes insurance, consults, fertility treatment, testing and service within the chosen ARI Program Plan).</span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">“We are pleased to add HRC Fertility to our growing list of ARI providers,” said Trish Taylor, President and Founder of New Life Agency. “We are passionate about the need to ensure that the tens of thousands of women who consult reproductive specialists every year have access to every medical option available to them. <span style="mso-spacerun: yes;"> </span>With the addition of the eight HRC Fertility clinics throughout Southern California, we are another step closer to making IVF treatments affordable for many more patients, so that they, too, can realize the dream of building a family.” </span></span></div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><br />
</div><div class="MsoNormal" style="line-height: normal; margin: 0in 0in 0pt;"><span style="font-size: 12pt; mso-bidi-font-family: Calibri;"><span style="font-family: Calibri;">New Life Agency’s ARI Program also offers patients discounted prescriptions with the Fertility Pharmacy Care Card® through Walgreens and manages the patients’ billing, along with providing top-notch customer service with ARI insurance consults, policy enrollment and program fulfillment.<span style="mso-spacerun: yes;"> </span>The card saves IVF patients $100.00 for each $1,000.00 purchase of stimulation medication with a $25.00 gift card to any Walgreens location.</span></span></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-63985639254644746162012-04-13T12:55:00.012-07:002012-04-13T12:55:00.777-07:00Save the Date: April 18th~ New Life Agency Invites YOU to Our Grand Opening of Our New Offices<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsLlfQjjMvrldV15ewlzltd2Mvy9c1_B2An9M39CvSs8tOP5GDpx5XjUjmbAYaX2FrOGRm0lkk5d-ZopP6T_NvdxniZGcLi1SPLMPJ7vam0p-qNLfJhO5Sk-TOOhOAyrF8xexYxeSdlW0/s1600/invite_top.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="324" nda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjsLlfQjjMvrldV15ewlzltd2Mvy9c1_B2An9M39CvSs8tOP5GDpx5XjUjmbAYaX2FrOGRm0lkk5d-ZopP6T_NvdxniZGcLi1SPLMPJ7vam0p-qNLfJhO5Sk-TOOhOAyrF8xexYxeSdlW0/s400/invite_top.jpg" width="400" /></a></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-6732997809576705642012-04-06T12:50:00.001-07:002012-04-06T12:54:53.373-07:00Introducing our New Life Agency Logo!<div class="separator" style="clear: both; text-align: center;"></div><br />
<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3qNqif5q6StvT0IiVJy__HXU9GNEvGFzcs29qwNnLAYLV_2IfQ3MC4E5MVUjg7PFmzTvxayVkPrhMv_8B30HIBUhCfy7OTytqvFEF_sv_xYBbcLeofNdxFcGGG7W13WwebT8_gstyTKk/s1600/TreeArtLogoSmall_wLogo.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="400" nda="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3qNqif5q6StvT0IiVJy__HXU9GNEvGFzcs29qwNnLAYLV_2IfQ3MC4E5MVUjg7PFmzTvxayVkPrhMv_8B30HIBUhCfy7OTytqvFEF_sv_xYBbcLeofNdxFcGGG7W13WwebT8_gstyTKk/s400/TreeArtLogoSmall_wLogo.jpg" width="251" /></a></div><div class="separator" style="clear: both; text-align: center;"><strong>THE ONLY NAME YOU NEED TO KNOW <br />
IN A.R.T INSURANCE<br />
OVER 14 YEARS OF SERVICE<br />
OVER 1700 BIRTHS TO PARENTS WORLDWIDE!</strong></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-44851073361621282102012-03-29T17:00:00.001-07:002012-03-29T17:00:00.041-07:00Watch Our New Video and Learn About Your Family Building Insurance Options!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLqlzWjd6uYUVARshJoKEt_aI70n8eedb7Q-_5Ulnj5kMkEFWNDRB2S2i6mlk5yF22Fg_BkRJYe6aIOJRj8LGxFGRS-L5dECrWqWClFNkviRnqFlNtfSD7olj5gQq8nd1rAOTX4xTuDbg/s1600/video_grab-processed.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgLqlzWjd6uYUVARshJoKEt_aI70n8eedb7Q-_5Ulnj5kMkEFWNDRB2S2i6mlk5yF22Fg_BkRJYe6aIOJRj8LGxFGRS-L5dECrWqWClFNkviRnqFlNtfSD7olj5gQq8nd1rAOTX4xTuDbg/s320/video_grab-processed.jpg" uda="true" width="320" /></a></div><div class="separator" style="clear: both; text-align: center;"><br />
</div><div style="text-align: center;"><span style="font-size: medium;">Watch Our New Video and Learn About Your Insurance Options! </span></div><br />
<div style="text-align: center;"><span style="font-size: medium;"><a href="http://www.newlifeagency.com/index.cfm" target="_blank">Click here to watch!</a></span></div><div align="center"><br />
</div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-42572385211620447982012-03-15T08:00:00.000-07:002012-03-15T08:00:04.178-07:00Learn About New Life Agency's BACK UP PLAN 3000<div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAN2wPl_FyX2ZT1VJPOBlc8VT_3G0DUkP5TD9KbX1fBgW2cC35bjbbtewcYNvQjmLXVjbErr79dOwED4ifFdNQF2-DBzVJLD_RjuD9yk8TiL5kF8ML7RBKQltjMWiqhMkWmtpzndpmM00/s1600/baby-girl-picture.jpg" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="200" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgAN2wPl_FyX2ZT1VJPOBlc8VT_3G0DUkP5TD9KbX1fBgW2cC35bjbbtewcYNvQjmLXVjbErr79dOwED4ifFdNQF2-DBzVJLD_RjuD9yk8TiL5kF8ML7RBKQltjMWiqhMkWmtpzndpmM00/s200/baby-girl-picture.jpg" width="145" /></a><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgWFk0UwmAQZXW0wuN_cBSUM-p4OEdAyHNLEpysFG1Lz96g6hdIG-kWKWcx9f1LT89y0wJChdT5hF607lFf-Ht2NDhiv5MSvFS3iHjn3j7T_Pma2dd-8kyn80FqLMHKGQepJmP73BW9ROY/s1600/Back+up+plan_2+copy.jpg" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"></a></div><span class="tableleft1">If you doubt traditional maternity insurance will be there when your clients and surrogates need it, and want to guarantee 100% surrogate maternity insurance coverage...</span><br />
<br />
<span class="tableleft1">New Life has exciting new plans to fulfill your needs with reliable financially attainable insurance coverage. </span><br />
<span class="tableleft1">Only $3000 secures this new Back Up Plan. No Premium, No Deductible is due until or if activation occurs.</span><br />
<br />
<div class="he21"><span class="he2"><img alt="" aoladp:="SRC=" height="9" id="MA28667807-0003" ma28667807-0003="" newlifen??="" obj="" src="aoladp://MA28667807-0003/NewLifeN" width="8" /></span> PLAN DESCRIPTION</div><div class="para11">Peace of Mind Insurance Coverage through New Life Agency. </div><span class="para11"><u>Secure</u> your underwriting approval without activating your surrogate’s policy or paying full premiums or deductibles upfront.</span><br />
<div class="para11"><u>Secure</u> your Back Up Plan before your surrogate’s insurance denies claims and have full maternity coverage approved and activated immediately.</div><div class="para11"><u>Secure</u> your Back Up Plan by one easy payment online at www.newlifeagency.com </div><div class="he21"><br />
<span class="he2"><img alt="" aoladp:="SRC=" height="9" id="MA28667807-0003" ma28667807-0003="" newlifen??="" obj="" src="aoladp://MA28667807-0003/NewLifeN" width="8" /></span> COST AND TERMS</div><br />
<table bgcolor="#e3e9ec" border="0" cellpadding="5"><tbody>
<tr><th class="tableleft" width="175">Enrollment Fee</th><td bgcolor="#f6f8fa" class="para1">Your Surrogate may apply for any of our exclusive insurance plans as a "Back Up Plan" by paying an enrollment fee of only $3000 to secure an insurance approval through underwriting. <br />
The enrollment fee is non-refundable. If insurance is activated enrollment applies to premium. Underwriting terms and conditions will apply.</td></tr>
<tr><th class="tableleft">Premium and Deductible</th><td bgcolor="#f6f8fa" class="para1">Zero Premium or Deductible is due unless you activate your surrogate maternity insurance.</td></tr>
<tr><th class="tableleft">Activation is as<br />
Easy As 1, 2, 3</th><td bgcolor="#f6f8fa" class="para1">1. Email New Life when ready to activate your Back Up Plan 3000. <br />
2. Fund the full premium and deductible per plan purchased. <br />
3. New Life Agency will retrieve a medical confirmation of pregnancy form and issue the Surrogate Maternity Coverage Certificate.</td></tr>
<tr><th class="tableleft">Claim Payments</th><td bgcolor="#f6f8fa" class="para1">Denial of Major Medical claims submitted for processing on New Life's surrogate maternity insurance policies must be stamped received within 6 months from the date of service..</td></tr>
</tbody></table><br />
<div class="para11"><br />
</div><div class="he21"><span class="he2"><img alt="" aoladp:="SRC=" height="9" id="MA28667807-0003" ma28667807-0003="" newlifen??="" obj="" src="aoladp://MA28667807-0003/NewLifeN" width="8" /></span> CLAIMS MANAGEMENT AND CUSTOMER CARE</div><span class="tableleft1"><span class="para11">New World Administrators, Inc. is a third party administrator providing customer care and claims handling services, exclusively to Intended Parents and their Surrogates for New Life Agency, Inc.</span></span><br />
<br />
<span class="tableleft1"><span class="para11">• You and your surrogate will have a Customer Care Advocate providing excellent assistance throughout your pregnancy.<br />
• Enrollment processing to include benefits card.<br />
• Access to an extensive PPO network of Hospitals and Physicians in most states.<br />
• Program Verification and service calls to providers.<br />
• Fully staffed Toll-Free Customer Care Line.<br />
• Assistance in coordination between provider and client to ensure all claims are paid timely and accurately.<br />
• 24 hour emergency hotline. </span></span>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com1tag:blogger.com,1999:blog-7823564159042194313.post-12967880878623676292012-03-01T11:16:00.000-08:002012-03-01T11:16:34.354-08:00New Life Agency Rolls Out Assisted Reproduction Insurance Program, and Announces the Hiring of New Program Coordinator Ellen Argall, RN<div align="left">New Life Agency has announced a new Assisted Reproduction Insurance Program® (ARI). The Program will be spearheaded by infertility nurse, Ellen Argall, RN.</div><div align="left"><br />
</div><div align="left">New Life Agency, the only company specializing exclusively in Assisted Reproduction Insurance®, thus far has partnered with three Fertility Centers to provide insurance for fertility patients. </div><div align="left">The ARI program provides a tremendous cost savings, as well as a peace of mind, to patients in need of in vitro fertilization (IVF). The average IVF cost is roughly $12,000 and is generally only for one cycle. Also, frozen embryos are typically not included in the cost and could result in another <br />
$3,000 for a frozen embryo transfer (FET).</div><div align="left"><br />
</div><div align="left"><img align="left" height="145" hspace="10" src="http://cordmediaclients.com/newlifeagency/email2/images/Ellen_Argall_New_Life.jpg" width="190" />The ARI program includes both FET, as well as fresh cycles, and ensures that the patients pay one global fee upfront for their IVF treatments. And patients pay nothing else out of pocket for the entire IVF fertility program (18 months and includes insurance, consults, fertility treatment, testing and <br />
service within the chosen ARI Program Plan).</div><div align="left">"The thought of dealing with medical expenses arising from IVF treatments is daunting to the fertility patient," said New Life Founder Trish Taylor. "With our new ARI, patients have control of their costs and peace of mind. The Program is designed for their specific IVF needs, unlike traditional insurance where they face possible denial of benefits or have no benefits at all."</div><div align="left"><br />
</div><div align="left">New Life Agency's ARI Program also offers patients discounted prescriptions with the Fertility Pharmacy Care Card® through Walgreens, and manages the patients' billing along with providing top-notch customer service with ARI insurance consults, policy enrollment and program fulfillment.</div><div align="left"><br />
</div><div align="left">Ellen Argall, the ARI Program Coordinator, has over 20 years of infertility nurse office experience. She recently relocated to the desert from New York City. She has practiced exclusively in the women's health field and has both clinical and managerial experience in the infertility field.</div><div align="left"><br />
</div><div align="left">"New Life's ARI Program is alleviating the burden of a patient paying out of pocket every time <br />
they have to go to an appointment," said Argall. "Patients are free to concentrate solely on getting pregnant without having to worry about the financing and billing."</div><div align="left"><br />
</div><div align="left">Currently, the ARI program is offered at: California Fertility Partners in Los Angeles, the <br />
Diamond Institute for Infertility in New Jersey and the Pacific Fertility Center in Los Angeles. <br />
Eligibility and plans differ at each center. </div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-28226523820147237732012-02-28T09:00:00.000-08:002012-02-28T09:00:08.024-08:008 Reasons Why You Need New Life's Surrogate Maternity And IVf Cycle Medical Plan®<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgn5Z-ccv2h0pt9prXWQLYsV9lWUEDOY_MpxYQ2c8drm3qNyS4X4NX75cQCwrEqpXuI4iYyc6FV_bACRcPBN_kEdfxISQO0iNebnkcyhYpAvVImloIn8H-ZpIOjutT_zQ0M3KZHhyphenhyphen-8VF8/s1600/baby-01.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="152" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgn5Z-ccv2h0pt9prXWQLYsV9lWUEDOY_MpxYQ2c8drm3qNyS4X4NX75cQCwrEqpXuI4iYyc6FV_bACRcPBN_kEdfxISQO0iNebnkcyhYpAvVImloIn8H-ZpIOjutT_zQ0M3KZHhyphenhyphen-8VF8/s200/baby-01.jpg" width="200" /></a></div>Surrogate and IVF pregnancy health care costs in the United States are higher than typical pregnancy and maternity costs. <br />
<br />
Claims history demonstrates 30% higher claims cost for surrogate pregnancies.<br />
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The United States health care system is principally funded through private insurance. Statements from major medical companies have alleged an individual accessing insurance coverage for a surrogate pregnancy is a "profit making or third party liability activity" that insurance companies are not obligated to pay under the insurance contracts.<br />
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Major medical insurance companies may deny any surrogate related claims and several major carriers are updating their booklets to exclude surrogate pregnancies. Therefore, individual or group coverage for your surrogate may be insufficient to cover Intended Parent(s) liability.<br />
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For too long the major medical insurance industry has given ambiguous and contradictory insurance information regarding surrogate pregnancies. To avoid ambiguity, disclose on any application for insurance that you are in the surrogacy process or have a written confirmation from the insurance carrier they will specifically pay claims for surrogate maternity and delivery care.<br />
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Major Medical insurance companies have the right to review or deny claims up to two years after claim occurs.<br />
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Here are good explanations of why you need the <a href="http://www.newlifeagency.com/surrogate_maternity/index.cfm">Surrogate Maternity and Cycle Medical Plan</a>®:<br />
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<img alt="" border="0" height="130" src="http://www.newlifeagency.com/images/content/subhead.jpg" width="506" /><br />
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<strong>1. Potential financial risks. </strong><br />
Starting a family involving assisted reproduction includes greater risks than those faced by other parent(s). <a href="http://www.newlifeagency.com/surrogate_maternity/index.cfm">The Surrogate Maternity and Cycle Medical Plan®</a> offers confidence and peace of mind that all parties involved will not be denied for a surrogate pregnancy. New Life Agency specializes in mitigating this kind of risk for the eventualities that could jeopardize the well being of yourself and your new family.<br />
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<strong>2. Disruption of surrogates' personal policy. </strong><br />
Surrogates will not have to risk denial or cancellation of their personal individual or group insurance plan because of surrogacy related insurance claims.<br />
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<strong>3. Higher risk on IVF pregnancies. </strong><br />
Claims for Surrogates have a 30% higher claims risk ratio. <a href="http://www.newlifeagency.com/surrogate_maternity/index.cfm">The Surrogate Maternity and Cycle Medical Plan®</a> is specifically designed to manage surrogate pregnancy claims.<br />
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<strong>4. Paying claims for a third party surrogacy agreement is difficult to manage.</strong><br />
All claims will be managed through your Claims Fund Account<span class="sm">SM</span>. Neither you nor your surrogate nor your surrogacy industry professional will ever pay claims directly as long as you stay in network. An explanation of benefits with claims detail is issued every time a claim is paid from your Claims Fund Account<span class="sm">SM</span> and is available upon your request.<br />
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<strong>5. Claims are aggressively discounted through our Third party administrator.</strong><br />
The claims administrator's duty is to achieve the lowest negotiated rates which will reduce your liability when complications arise.<br />
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<strong>6. Large network of medical providers.</strong><br />
The network accesses one of the largest PPO medical provider networks in the nation; offering cost savings based on agreed contracted network service provider rates.<br />
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<strong>7. When your surrogate relocates to a different state you have coverage. </strong><br />
In the event your surrogate may move to a different state the <a href="http://www.newlifeagency.com/surrogate_maternity/index.cfm">Surrogate Maternity and Cycle Medical Plan</a>® will manage claims the same as the state she applied for insurance within the network of providers.<br />
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<strong>8. Refund of Premiums.</strong><br />
If a pregnancy is never achieved, 100% of premiums paid are refunded, less a $750.00.($1,500.00 on SMC Back Up plans)<br />
Broker/ Administration Fee.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com1tag:blogger.com,1999:blog-7823564159042194313.post-45879700316897528782012-02-20T07:00:00.000-08:002012-02-20T07:00:14.186-08:005 Reasons Why You Need The New Life Agency Assisted Reproduction Insurance Program®<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhc4qW2SyqwmLZ78ZYqsTSpELcOYK1jp1VppkuBzaTBCPw3fBpohT-7dS2qLyTDAjz65d9J_qJfcAy1suHXlk8E7-JNtG0WowWkXZWxFdpjnsV5XYJIAVVEACw0yV_sO-j807-ODxcQ1TE/s1600/steps.gif" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" h5="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhc4qW2SyqwmLZ78ZYqsTSpELcOYK1jp1VppkuBzaTBCPw3fBpohT-7dS2qLyTDAjz65d9J_qJfcAy1suHXlk8E7-JNtG0WowWkXZWxFdpjnsV5XYJIAVVEACw0yV_sO-j807-ODxcQ1TE/s1600/steps.gif" /></a></div>IVF costs in the United States are higher than any other country in the world. Assisted reproduction technology (ART) procedures are mostly specialized and not a covered benefit within your major medical insurance policy after the infertile diagnosis. Therefore your insurance cover may not apply to medical or ancillary claims arising out of IVF treatment. <br />
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<strong>1. IVF Procedures and complications.</strong> One in 100 U.S. babies are conceived every year by assisted reproductive procedures. One in 10 U.S. women of reproductive age has consulted a doctor for infertility issues. As 7% of women trying to have a baby fail to conceive after 12 months of unprotected intercourse, IVF is dramatically increasing. Claims, procedures and complications arising out of these staggering numbers inevitably increase as well. <br />
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<strong>2. Why do people buy the Assisted Reproduction Insurance Program® ?</strong> The thought of dealing with medical expenses arising out of in-clinic services and surgical procedures and the IVF treatment is daunting to the infertile patient. This program helps by contracting directly with the IVF Clinic to guarantee out of pocket costs and provide insurance when there is none and allows our clients the ability to concentrate on what matters most, trying to create their family. <br />
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<strong>3. Paying claims during your infertile treatment can be difficult and frustrating to manage.</strong> All claims will be managed through your Assisted Reproduction Insurance Program® Fund. You must stay in the network of providers and with the contracted IVF Clinic in our program. You should never pay claims directly. <br />
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<strong>4. Claims are aggressively managed through our Third Party Administrator.</strong> The claims administrators' duty is to achieve the highest negotiated rates to reduce your liability if injury or sickness complication claims arise. <br />
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<strong>5. Large network of medical providers.</strong> The network accesses one of the largest medical provider networks in the nation; offering cost savings based on agreed contracted network service provider rates.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-54283185023541026802012-02-10T08:00:00.000-08:002012-02-10T08:00:11.992-08:00Medical Insurance Issues As They Affect The Selection Of A Potential Surrogate By Steven H. Snyder<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjs7xtPDuOPBlkkPUJkZvtS3zn-AFEY4mnVhtVUv9-YAYi3NclrJXcoj6RA0ndhf1Y9CTr1rht7_uksuOS8JF-4yjmD4bMrvz-SNTp6UKVa-UZpitBTrDHZCWc1mb4uWlThNAjw5p0eUaA/s1600/3PREGNANT_WOMEN_PICTURES.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" h5="true" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjs7xtPDuOPBlkkPUJkZvtS3zn-AFEY4mnVhtVUv9-YAYi3NclrJXcoj6RA0ndhf1Y9CTr1rht7_uksuOS8JF-4yjmD4bMrvz-SNTp6UKVa-UZpitBTrDHZCWc1mb4uWlThNAjw5p0eUaA/s320/3PREGNANT_WOMEN_PICTURES.jpg" width="212" /></a></div>A couple which chooses to use surrogacy to build a family faces many costs that the average parent never incurs. Most of these costs are readily apparent and known at the beginning of such a program. There are (1) the obvious medical expenses for the embryo transfer/insemination, together with the required psychological and medical testing and fertility drugs, (2) the reimbursable expenses and possible compensation of the surrogate (and, possibly, an egg donor, as well), (3) legal fees for the initial surrogacy contract and the subsequent parentage proceedings, and (4) potential overall administrative costs for someone to locate and adequately screen the surrogate and coordinate the implementation of the medical, legal, and financial aspects of the program. This could easily add up to $35,000.00-$65,000.00 or more, depending on the couple's circumstances and choices. <br />
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In addition to the expected costs set forth above, however, there can also be costs that are hidden or unexpected. The most potentially devastating of these is the medical cost of the surrogate's actual pregnancy, including prenatal care, delivery, and post-natal care of both the surrogate and child(ren). Although the parties to a surrogacy arrangement often assume, without much investigation, that the surrogate's health insurance will certainly cover the bulk of these expenses (save for the co-pays and deductibles), this is often not the case. <br />
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Health insurance policies approach coverage for surrogate pregnancies in a variety of ways. Some policies have a clear and express exclusion from coverage for surrogate pregnancies. An example of such an exclusion would be: <br />
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Maternity charges incurred by a covered person acting as a surrogate mother are not covered charges. For the purpose of this plan, the child of a surrogate mother will not be considered a dependent of the surrogate mother or her spouse if the mother has entered into a contract or other understanding pursuant to which she relinquishes the child following its birth. <br />
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In the face of a clear exclusion like this, an intended parent can certainly not rely on the surrogate's insurance coverage and will either have to find alternative coverage for the surrogate, pay all of the medical expenses for the pregnancy out-of-pocket, or find another surrogate. <br />
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More often, however, policies have uncertain or ambiguous definitions or terms that, depending on how they are interpreted, may or may not exclude a surrogate pregnancy from coverage. Examples would be policies that simply state that there is no coverage for "a surrogate mother" (which might mean only that an insured can't obtain coverage for using a surrogate to have a child) or that an eligible dependent only includes "a natural biological child" (which may or may not cover a child to whom a surrogate gives birth but to whom she is not genetically related). In these instances, careful and discrete inquiries need to be made of the insurance carrier in order to determine the exact intent of the ambiguous provisions, as best as possible, while not unnecessarily alerting the insurance company that one of its insureds is planning to become a surrogate mother. Nevertheless, the result of the inquiry may not be entirely clear, and the intended parents may still be subject to a moderate to significant risk of no coverage. Whether they are willing to assume this risk varies from parent to parent. <br />
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Finally, there are some group policies that have no express exclusion or definitions that obscure the nature or extent of coverage. This is the best scenario for an intended parent, but it is still not a guarantee that the insurance company will not attempt to deny coverage. The good news is that, without an express exclusion, the insurance company may (or may not) lose any appeal for benefits that the insured initiates, and the pregnancy expenses may very well be covered; the bad news is that the insurance company can still deny coverage even without an express exclusion and force the time and expense of an administrative appeal in order to obtain coverage. This does not usually happen, but it can. <br />
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Because surrogacy is still a developing area of the law, the terms of the applicable insurance policy are not the only factors to be considered in determining the likelihood of appropriate insurance coverage in a particular case. One must also be aware of and evaluate the developing court cases that are being decided, not only in the jurisdiction where the surrogate lives, but across the country, as well. Even though court decisions in other jurisdictions may not be binding on a local court, they can still be persuasive precedent if the facts and policies being litigated are very similar. <br />
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For example, a federal judge in South Carolina decided that a child that was genetically related to both the intended mother and the intended father and born to a gestational surrogate was not covered by either party's health insurance. As a result, the intended parents had to pay all of the medical costs for the child's post-natal care out-of-pocket. Mid-South Insurance Co. vs. Doe, 2:02-1789-18, 274 F.Supp.2d 757 (D.S.C. 07/29/03). The judge reasoned that the child was not a dependent of the surrogate since she never intended to keep the child or have legal responsibility for it. Thus, the child was not covered by the surrogate's husband's group insurance policy even though it had no express surrogacy exclusion. The child could have been covered by the intended parents' policy as a legal dependent since it was their genetic child, but the intended parents had not added the child to their policy as required by the policy's coverage provisions because they expected the surrogate's policy to provide the necessary coverage. This oversight cost the intended parents a significant unexpected medical expense. Although it is not clear that this case will be followed in other jurisdictions, this is a huge risk for intended parents since IVF procedures have a higher incidence of multiple pregnancies, premature births, and the associated high medical bills for the post-natal care of the child(ren) in intensive care for extended periods of time. <br />
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Some surrogates and/or intended parents try to avoid these issues by, essentially, pretending at the hospital that the birth is just a normal birth or an adoption rather than a surrogacy arrangement. In this way, they hope that the hospital will code the expenses related to the birth as normal maternity expenses that are covered by the policy with no references to surrogacy that would jeopardize coverage or payment. This is an approach often recommended by online surrogates who advise their prospective intended parents as to how to get insurance coverage, but it is never recommended by responsible legal or insurance professionals. This don't tell approach is very risky and amounts to fraud under the terms of most policies. Provisions of a typical policy state that providing incomplete or inaccurate information relating to a claim is fraud and will result in the ultimate denial of the claim and, possibly, termination of the insured's coverage. Therefore, this approach is very risky, unwise, and should never be attempted. <br />
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The clear message of the foregoing discussion is that a careful review of the applicable insurance policies and relevant court cases is necessary at the beginning of every surrogacy program. This analysis must be completed before the time and expense of a formal surrogacy contract is incurred as part of the preliminary qualification of any potential surrogate. If the surrogate has inadequate coverage, alternate coverage should be identified and obtained, if possible, or another surrogate should be selected. This analysis should be completed by a qualified representative of the intended parents who has a working knowledge of all of the issues and potential risks involved. Even with such a review, there is no guarantee of coverage; there is just somewhat greater comfort knowing that all possible precautions have been taken and that coverage is likely. <br />
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There was a time when insurance coverage was readily obtained and rarely contested by insurance companies. As surrogacy has gained in acceptance and popularity, however, insurance companies have become more aware of it as a coverage issue and more reluctant to concede coverage. More policies have express exclusions, and the insurance companies are being more creative in litigating the coverage issue. The trend is distinctly in the direction of less available coverage and more difficulty in enforcing it. For these reasons, knowledgeable advice and guidance in dealing with this issue is absolutely necessary, and the parties to any surrogacy arrangement should implement it very discretely so as to not unnecessarily create coverage disputes. With these appropriate precautions, low-risk, successful insurance outcomes may still be available for surrogacy programs. <br />
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(This article is not intended as legal advice and should not be relied upon as such. Each family and agreement is unique, so you should hire a competent attorney to advise you specifically about your particular case.) <br />
<div class="separator" style="clear: both; text-align: center;"></div>This well written article was posted on the AFA blog By Steven H. Snyder, Esq.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-41622921390928294642012-02-01T08:03:00.000-08:002012-02-01T08:03:00.354-08:00Why You Need The Egg Donor Recipient Insurance<div style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZW0-jYVS73siGzYWmeL6bmN6LRaP5a_PtLYY36Xsv_4SDcsrOwRNXsnE9VBKXxDnE6hHet3cIjTlEOw_ya8GY8UWwy3ORsYxAUEDViXnqTXOns6CS-ylZ4nKj0iqAsUjExgCuukxywN0/s1600/donoreggs.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="120" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZW0-jYVS73siGzYWmeL6bmN6LRaP5a_PtLYY36Xsv_4SDcsrOwRNXsnE9VBKXxDnE6hHet3cIjTlEOw_ya8GY8UWwy3ORsYxAUEDViXnqTXOns6CS-ylZ4nKj0iqAsUjExgCuukxywN0/s320/donoreggs.jpg" width="320" /></a></div>IVF treatments and procedures are invasive processes that lend themselves to an inherent risk for medical expenses to occur. Egg donation patients, intended parents and industry professionals can minimize the risk of financial loss that a complication from this type of procedure could present. <br />
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<strong>1. Potential financial risk as the Intended Parent.</strong><br />
Many women going through IVF cycles with or without an egg donor are not aware that most insurance policies have exclusions for any treatment or complications arising from procedures of Invitro Fertilization. By purchasing the Egg Donor Recipient Insurance you stop your financial risk.<br />
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<strong>2. Potential financial risk as the IVF clinic or the representing egg donor agency professional.</strong>Many clinics do not recognize the risk to their practice by not having or recommending their clients and egg donors to have a specific insurance in place for incurring procedures. By implementing our insurance directly with their clients or indirectly through their practice the Doctors never have to cover costs of treatment from small or large complications. <br />
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<strong>3. Disruption of the egg donors personal policy.</strong><br />
Egg Donors will not have to risk denial or cancellation of their personal insurance plan because of potential claims from egg donor related complications.<br />
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<strong>4. The Egg Donor Recipient Insurance has a zero dollar deductible.</strong><br />
There will be no out of pocket expenses for you, the IVF clinic or the representing egg donor agency professional if a complication occurs with you or your egg donor.<br />
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<strong>5. The Egg Donor Recipient Insurance is underwritten by Lloyd's of London.</strong>Lloyds of London is an "A" rated superior security by A.M. Best, financial size XV (excess of two billion dollars) and an S & P rating of excellence in claims servicing. <br />
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Contact New Life Agency for more information!<br />
Policy Coordination and Sales<br />
Phone: 877-952-LIFE (5433)<br />
Fax: 877-952-5589<br />
E-mail: <a class="orange_links" href="mailto:info@newlifeagency.com">info@newlifeagency.com</a><br />
Web: <a class="orange_links" href="http://www.newlifeagency.com/index.cfm">http://www.newlifeagency.com/index.cfm</a>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com1tag:blogger.com,1999:blog-7823564159042194313.post-63625642004509222322012-01-24T09:00:00.000-08:002012-01-24T09:00:00.068-08:00What is New Life Agency All About? Supporting You with Great Third Party Reproductive Insurance Packages!<div class="separator" style="clear: both; text-align: center;"></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXwJVTgALn87B50SV0hrljLp31Ax2pEAqleitsDGx29TiFmMA4pCcExVwF67xt8kH4tCioWOxLI1MRnjH2O-NFtFLWAjUkpHbREtjcYNQ_5OcroGYBTJ0LBWPB-hGX_bR7xqsdN1VGN24/s1600/interlocking-hands1.jpg" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" height="228" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhXwJVTgALn87B50SV0hrljLp31Ax2pEAqleitsDGx29TiFmMA4pCcExVwF67xt8kH4tCioWOxLI1MRnjH2O-NFtFLWAjUkpHbREtjcYNQ_5OcroGYBTJ0LBWPB-hGX_bR7xqsdN1VGN24/s320/interlocking-hands1.jpg" width="320" /></a></div>New Life's core belief is that healthy babies are born to healthy surrogates. To help ensure healthy surrogates we provide the best and most comprehensive surrogate maternity medical insurance in the world which allows for the best maternity medical care for surrogates in the world. <br />
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New Life Agency, Inc. provides exclusive insurance policies that meet the needs and anticipates the future needs of families being created through assisted reproduction technologies. <br />
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<strong><em>Experience</em></strong>New Life has more than a decade of experience providing thousands of insurance policies specifically for surrogates, egg donors, intended parents and industry professionals. We have assisted in the development of surrogacy agencies and egg donor agencies and we are licensed by the department of insurance in most all states.<br />
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<strong><em>Commitment</em></strong>New Life is committed to insuring healthy people resulting in healthy babies and providing the best insurance in the world. Evidence of this commitment is our work with Lloyds of London, insuring unusual risks with a strong specialty line interest.<br />
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<strong><em>Service</em></strong>New Life provides impeccable service to intended parents, their families and our industry professional involved in assisted reproduction. The company services all facets of the insurance process from application process and underwriting to approvals and issuance of certificate coverage.New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-31792366130918684602012-01-16T08:00:00.000-08:002012-01-16T08:00:10.164-08:00The New Life Agency Staff: Praised for "Assistance, Guidance, Coaching and Support"!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRZC3MtEOLAqRmZi8MHJ0pQPgtzWtzChsHaK5-3zCN8L7D0R4YDDKPuYIO_DY0lYs4w3o9vWgvYfwx2j87OaptE8DJGrS7jBE0l7kTgOAhFwua69toDzgrHOE4OiOgL-VsDsXp5a-Bt44/s1600/windows-7-support2.jpg" imageanchor="1" style="clear: right; cssfloat: right; float: right; margin-bottom: 1em; margin-left: 1em;"><img border="0" height="168" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRZC3MtEOLAqRmZi8MHJ0pQPgtzWtzChsHaK5-3zCN8L7D0R4YDDKPuYIO_DY0lYs4w3o9vWgvYfwx2j87OaptE8DJGrS7jBE0l7kTgOAhFwua69toDzgrHOE4OiOgL-VsDsXp5a-Bt44/s320/windows-7-support2.jpg" width="320" /></a></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"><span style="font-family: Georgia, "Times New Roman", serif;">Dear Richard, Gary, and Lanie –</span></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"><span style="font-family: Georgia, "Times New Roman", serif;">So sorry that it has taken me so long to get some pictures to you all; as you can imagine things have been VERY busy with the Triplet care, Sid and I transitioning back to work, and adjusting to our new schedules.</span></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"><span style="font-family: Georgia, "Times New Roman", serif;">Sid and I want to thank you for all of your help, assistance, guidance, coaching, and overall support that you all have offered during our “project”. You all truly helped make a long difficult and complex process easier to navigate and understand. Gary and Richard – Thanks for your ongoing efforts to ensure that our account is funded as necessary for the remaining items. We certainly feel lucky that we have had all of your professional experience in our corner!</span></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Tahoma, sans-serif;"></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Georgia, "Times New Roman", serif;"><span style="font-family: Arial, sans-serif;">Thanks,</span></span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Georgia, "Times New Roman", serif;"> </span></div><div style="font-family: "Times New Roman", serif; margin: 0in 0in 0pt;"><span style="font-family: Arial, sans-serif;"><span style="font-family: Georgia, "Times New Roman", serif;">Aaron & Sid (IPs)</span></span></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0tag:blogger.com,1999:blog-7823564159042194313.post-68042782143690719742012-01-08T07:50:00.000-08:002012-01-08T07:50:00.094-08:00Another Huge Savings! Thanks to New Life Agency!<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgM4RF5aHZPWCg6GNO5x9aJVUxj77qCnIGaeXMnh88-FUTo1zoDBPhnUYUlLyrCgIHF6LQutB0ETopPfO8rvfcU6TRhUW_KKHro4yLLQitLQLpYGagNjjPohT8SPl3vZqSzfcjdqMu4uyM/s1600/reduce_cost.jpg" imageanchor="1" style="clear: left; cssfloat: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img border="0" rea="true" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgM4RF5aHZPWCg6GNO5x9aJVUxj77qCnIGaeXMnh88-FUTo1zoDBPhnUYUlLyrCgIHF6LQutB0ETopPfO8rvfcU6TRhUW_KKHro4yLLQitLQLpYGagNjjPohT8SPl3vZqSzfcjdqMu4uyM/s1600/reduce_cost.jpg" /></a></div><div style="font-family: Calibri, sans-serif; font-size: 11pt; margin: 0in 0in 0pt;"> </div><div style="font-family: Calibri, sans-serif; font-size: 11pt; margin: 0in 0in 0pt;"> </div><div style="font-family: Calibri, sans-serif; margin: 0in 0in 0pt;"><span style="font-family: "Courier New", Courier, monospace;">A hospital claim submitted in the amount of $17,445.09 by an our Intended Parent Scott for his surrogate Jennifer was able to be re-priced at $5,200.00! That is a 70.19% savings! Again New Life Agency Surrogacy Insurance Packages prove to be well worth the investment!</span></div>New Life Agencyhttp://www.blogger.com/profile/06171878968567908680noreply@blogger.com0